|
|
| Personal Banking Services :
Savings |
| Deposit Rates |
EFFECTIVE
DATE 5/13/08 - 5/19/08 |
| Account |
Min. Bal. To
Earn APY |
Annual
Interest Rate |
Annual
Percentage Yield |
| |
|
|
|
| Tiered Rate Savings*: |
| Tier 1 |
$25 - 2,499 |
.20% |
.20% |
| Tier 2 |
$2,500 - 24,999 |
.30% |
.30% |
| Tier 3 |
$25,000 and up |
.40% |
.40% |
| |
|
|
|
Statement Savings*:
(Balance below $100, $3.00 monthly service
charge)** |
| Tier 1 |
$100 - 2,499 |
.20% |
.20% |
| Tier 2 |
$2,500 - 24,999 |
.30% |
.30% |
| Tier 3 |
$25,000 and up |
.40% |
.40% |
| |
| Money Market Account* (Personal
and Business)**: |
| Tier 1 |
$2,500 – 9,999 |
1.24% |
1.25% |
| Tier 2 |
$10,000 – $24,999 |
1.73% |
1.75% |
| Tier 3 |
$25,000 – $49,999 |
2.27% |
2.30% |
| Tier 4 |
$50,000 – $74,999 |
2.66% |
2.70% |
| Tier 5 |
$75,000+ |
2.76% |
2.80% |
| |
|
|
|
| LOOP Money Market Account*
(Personal and Business)**: |
| Tier 1 |
$2,500 –
9,999 |
1.49% |
1.50% |
| Tier 2 |
$10,000 –
$24,999 |
1.98% |
2.00% |
| Tier 3 |
$25,000 –
$49,999 |
2.52% |
2.55% |
| Tier 4 |
$50,000 –
$74,999 |
2.86% |
2.90% |
| Tier 5 |
$75,000+ |
3.00% |
3.05% |
| |
*LOOP Account
Customers Are Entitled To An Additional 1/4%
On The APY Of All CDs and IRAs.
(Customer must have LOOP Checking to Qualify) |
| |
| Fixed Rate Certificates of
Deposit: |
| |
|
Rate |
APY |
LOOP
Rate |
LOOP
APY |
| 91 Day CD*** |
$2,500 |
1.24% |
1.25% |
1.49% |
1.50% |
| 5 Month CD*** |
$2,500
|
2.78% |
2.80% |
3.02% |
3.05% |
| 182 Day CD*** |
$2,500 |
1.99% |
2.00% |
2.24% |
2.25% |
| 7 Month CD*** |
$2,500
|
1.99% |
2.00% |
2.24% |
2.25% |
| 8 Month CD*** |
$2,500
|
1.99% |
2.00% |
2.24% |
2.25% |
| 9 Month CD*** |
$2,500
|
2.00% |
2.00% |
2.24% |
2.25% |
| 10 Month CD*** |
$2,500 |
2.00% |
2.00% |
2.25% |
2.25% |
| 11 Month CD*** |
$2,500 |
2.00% |
2.00% |
2.25% |
2.25% |
| 1 Year CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 18 Month CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 2 Year CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 3 Year CD*** |
$1,000 |
2.23% |
2.25% |
2.47% |
2.50% |
| 5 Year CD*** |
$1,000 |
3.68% |
3.75% |
3.92% |
4.00% |
|
| |
|
|
|
| Individual Retirement Accounts**: |
| Regular Savings IRA* |
$25 |
.15% |
.15% |
| |
|
|
|
| Fixed Rate IRAs**: |
| |
|
|
|
LOOP
Rate |
LOOP
APY |
| 1 year IRA*** |
$500 |
2.71% |
2.75% |
2.96% |
3.00% |
| 18 Month
IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
| 2 Year IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
| 3 Year IRA*** |
$500 |
2.23% |
2.25% |
2.47% |
2.50% |
| 5 Year IRA*** |
$500 |
3.68% |
3.75% |
3.92% |
4.00% |
|
| |
|
|
|
| Personal Checking**: |
|
|
| 50+ Checking* |
n/a |
.10% |
.10% |
| VIP Checking* |
n/a |
.10% |
.10% |
| Wall Street Checking*: |
|
|
Daily Balance Below $1,500
Daily Balance $1,500 and up
|
.75%
1.00% |
.75%
1.01% |
| Loop Account*: |
|
LOOP RATE |
LOOP APY |
| |
Daily Balance
$1,500 and up |
.35% |
.35% |
| e-Loop Checking** |
If requirements
are met: $0 - $50,000 |
5.85% |
6.01% |
| |
Portion above
$50,000 |
1.00% |
1.00% |
| |
If requirements
are not met |
.10% |
.10% |
| Non-Profit / Business
Interest Checking*: |
| |
$1000 |
.10% |
.10% |
| |
|
|
|
|
*For variable rate accounts,
rates are subject to change at any time at
the sole
discretion of NFSB.
**Fees could reduce earnings.
***A penalty may be imposed for early withdrawal.
For further information, call us at 847-5500,
847-9900 or 789-9200.
Deposits are insured by FDIC. |
|
| Back |
| More information on any of
our products and services can be requested
through e-mail
(warning: do not send confidential information
via email) or by calling us at (401) 847-5500.
To best serve its customers, NewportFed will
only accept deposits from the market areas
contiguous to our branch
locations. |
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